12 Months Special Financing** on Optical purchases over $299 with a qualifying Sears card. Offer good thru 12/31/2017.
**See below for Important Special Financing/Deferred Interest details.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months or if you make a late payment.
IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered);
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.
With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded) Sears Home Improvement AccountSM valid on installed sales only. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other promotional offer.
As of 6/21/2017, the APR for purchases is 26.24% and the APR for cash advances is 28.15%.These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. See card agreement for details. Sears cards are issued by Citibank, N.A..